IRA To Gift Annuity Rollover
Make a lasting difference in a child’s life by supporting a cause you care about.
Maximize the impact of your assets with our smart, tax-wise giving options.
Discover how giving can benefit both you and the children we serve through valuable tax advantages.
Turn Your IRA Into a Lifelong Gift — and Income for You
If you are 70½ or older, you may be able to support Fresh Start Surgical Gifts and receive fixed payments for life by making a one-time IRA rollover to fund a charitable gift annuity (CGA). This is a unique opportunity to further our mission while enhancing your own financial security.
Benefits of an IRA-to-Gift Annuity Rollover
By making a one-time, tax-free transfer of up to $54,000 from your IRA to fund a gift annuity, you can:
- Receive lifetime fixed payments for yourself — or for you and your spouse
- Help satisfy your required minimum distribution (RMD) for the year
- Support life-changing medical care for children in need
How It Works
- Contact Fresh Start Surgical Gifts to explore creating an IRA rollover to a gift annuity
- Instruct your IRA plan administrator to make a one-time qualified charitable distribution (QCD) of up to $54,000 directly to Fresh Start
- Your IRA gift will be used to fund a charitable gift annuity, which will provide fixed lifetime payments to you (and optionally, your spouse)
- After your lifetime, the remainder of your gift will help provide free surgical care to children in need
*Please note: Gifts made through an IRA rollover do not qualify for a charitable tax deduction, and no goods or services may be received in exchange.
This is a personal financial decision, and we respect your privacy — we won’t reach out unless you ask us to. But if you’d like to connect, we’d truly love to hear from you.
Have questions or want to talk more?
Contact Michelle Pius at 760.448.2018 or email Michelle@FreshStart.org.
*Nothing in this material creates an obligation on the part of any donor, nor does it constitute a binding agreement. Planned gifts are subject to acceptance in accordance with the organization’s gift acceptance policies and applicable law.